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05/10/10 Keeping track of your super

Many people have numerous superannuation funds and it is important that they are kept up to date and in check.

When you receive your annual statement check that all items make sense and your details are correct and recent.

Here are some key areas that need to be checked:

In addition it is useful to trace how your money was invested through your fund’s annual report. How did they perform and does the return match the target set out in your fund’s product disclosure statement? If not, look into an explanation and whether it makes sense.

Remember that super is a long-term investment, so don’t panic if returns are negative. Your main concern is to maintain a grip on what your balance is and the nature of it.

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